Experience direct oceanfront living at Ocean Reef Islands, one of Panama City’s most distinctive gated waterfront communities. Located in Punta Pacífica within the boutique low-rise PH Waterfront 40, this 226.31 m² (2,436 sq ft) residence combines uninterrupted ocean views, generous interior space, and exceptional access to the water. A private elevator opens directly into the residence, with only two homes per floor. The entire floor plan is arranged on a single level and includes three bedrooms, three full bathrooms and one half bathroom, a den and study, family room, formal dining room, and a primary suite with walk-in closet. Independent maid’s quarters with a service bathroom and a separate service elevator provide additional functionality. The waterfront setting is the standout. Step onto the private balcony and the view opens directly to the ocean, with nothing between the residence and the water. Unlike the high-rise experience found throughout much of Panama City, PH Waterfront 40 offers an intimate, low-rise setting directly along the shoreline. Residents enjoy an oceanfront swimming pool and jacuzzi, BBQ terrace, concierge, private security, and the marina and boating lifestyle that defines Ocean Reef Islands. The residence also includes central air conditioning and three parking spaces in a closed garage. Offered unfurnished, the property includes a refrigerator, stove with oven, freezer, washer, and dryer. Built in 2019, it is currently vacant and available immediately. For buyers seeking an oceanfront home in Panama City, this residence delivers a rare combination: 226.31 m² of single-level living, only two residences per floor, private elevator access, expansive ocean views, three parking spaces, and a coveted position within Ocean Reef Islands.